GetInsuredAI

Products

Cover for individuals, families and employers

Each product runs on the same lifecycle, so an insurer can add a line of business without adding a new system.

Individual Life

Term, whole life and endowment, quoted in seconds and underwritten the same day.

  • Instant quotes for every eligible plan
  • Evidence that fits the risk
  • Customer self-service links
Learn more

Family Takaful

Shariah-aligned family cover with clear nominee shares and a transparent contribution model.

  • Head and spouse underwritten
  • Nominee shares that must total 100
  • Proposal stage you can resume
Learn more

Group Life

Employer schemes from census upload to master policy, certificates and annual renewal.

  • Benefit classes that match HR reality
  • Census upload with validation
  • Group underwriting and scheme pricing
Learn more

Built for every customer

One workflow for individuals, families and employers.

Conventional and takaful plans share the same lifecycle, with the differences modelled where they matter: nominees for families, census and benefit classes for employers.

Term Life · Ahmed Khan, 34 · demo data

  1. 01

    Lead

    Agent adds the customer

    From the phone, the portal or the copilot

    • CustomerAhmed Khan
    • Profile34 · Non-smoker
    SourceAgent app
  2. 02

    Quote

    Every eligible plan, priced instantly

    Deterministic maths, no waiting

    • Cover amountPKR 5,000,000
    • Term20 years
    MonthlyPKR 3,450
  3. 03

    Application

    E-application and pre-UW gates

    Every gate is checked before underwriting

    • Agent reportComplete
    • First premiumReceived
    Gates6 / 6
  4. 04

    Underwriting

    AI scores the risk, rules decide

    Medical, financial and fraud in parallel

    • Medical risk38 / 100
    • Financial risk22 / 100
    VerdictAuto Approve
  5. 05

    Issued

    Policy issued and in force

    Documents and free-look start automatically

    • Policy no.POL-2026-0148
    • Free-look15 days
    StatusIn force

Side by side

Where the three products differ

Same platform, same audit trail. The differences sit where the business actually differs.

Individual LifeFamily TakafulGroup Life
Who is insuredThe applicantThe head and an optional spouseEach employee in the scheme
Who else is namedBeneficiariesNominees, with shares totalling 100%Beneficiaries per member
How it startsA lead, then quote and e-applicationA family proposal that can be resumedAn employer account and a census upload
UnderwritingThe full AI and rules pipeline per applicantHead and spouse underwrittenGroup underwriting and scheme pricing
PricingInstant quote for every eligible planA family plan with a transparent contribution modelPriced per scheme by benefit class

Questions

Questions teams usually ask

Want to see it on your own cases?

We will walk through a lead becoming a policy and a claim on demo data, and answer anything this page does not.

Request a demo
Can we offer conventional and takaful plans together?

Yes. Plans carry a product category, and group and family takaful follow the same lifecycle with their own fund concepts.

Who is underwritten on a family policy?

The head and an optional spouse. Everyone else is a nominee with a share, and the nominee shares must total 100.

How does a group scheme start?

The employer's census is uploaded and validated row by row, then the scheme is priced by benefit class and underwritten as a group.

Can plans and rates be changed?

Plans, rules and users belong to each insurer's tenant, so catalogues are configured per insurer. The figures on this site are demo data.

See the full journey on demo data

We will walk you through a lead becoming a policy and a claim, with the copilot driving where it helps.

Request a demoExplore the platform